Mortgage Checklist

The following information is usually required during the loan process:

  •  Your Social Security Number
  •  Pay stubs for last 30 days
  •  Your tax returns for the past two years
  •  Bank statements for the past two months
  •  Investment account statements for the past two months
  •  Life insurance policy
  •  Retirement account statements for the past two months
  •  Make and model of vehicles you own and their resale value
  •  Auto loan account information
  •  Credit card account information
  •  Personal loan account information
  •  Divorce Decree (if applicable)
  •  Prior Bankruptcy Documentation (if applicable)


If you currently own real estate:

  •  Mortgage account recent statement
  •  Home insurance policy information
  •  Home equity account information (if applicable)
  •  Copy of your current note (if you are refinancing)


For purchase transactions (some of these items won't be applicable until you have a property under contract):

  •  The Purchase Contract
  •  Copy of your canceled Earnest Money Deposit Check

Please note: No verification documents are required prior to consumer receiving Loan Estimate.